Hiring a Public Insurance Adjuster can help you win your struggle to recover more insurance money after a natural disaster.
An experienced public insurance adjuster knows how to get more money from an insurance claims settlement. Often, they are successful in obtaining for you 2, 3 or more times the amount you and/or your insurance company decided and accepted as a full and final settlement. Claims can almost always be reopened for legitimate additional settlements.
Why are Public Insurance Adjusters the experts?
- Preparing/re-preparing, presenting, and negotiating property claim settlements is their Full-Time business.
- They have experience with almost all insurance companies... sometimes over 100 of them.
- They see what has been overlooked by either your Insurance company and/or you.
- They see what was played down by your insurance company.
- They are experts at reviewing, interpreting, explaining to you, and utilizing your insurance policy for your maximum legitimate settlement possible.
It is important to know what to look out for when hiring a Public Insurance Adjuster. Here are some things to consider:
- When hiring a Public Insurance Adjuster, make sure they are properly State-licensed. Call your Department of Insurance.
- Some Public Adjusters are licensed in multiple States. Make sure they are licensed in your State.
- Ask for their references. Take the time and effort to actually speak with a few of their references. Discuss your questions and concerns.
- Be sure and understand the agreement that you will be signing to engage the services of a public insurance adjuster.
With all property claims, the insurance company only must negotiate with 3 parties:
- A State-licensed Public Insurance Adjuster
- A State-licensed Attorney
Attorneys will usually call Public Adjusters to handle the propety claim (not the litigation), since Public Adjusters are the actual experts in getting more money for an insurance claim settlement.
Things to look out for:
Contractors who say they can get you more money. Insurance companies DO NOT HAVE TO negotiate with contractors.
Unclear, fuzzy talk from any service provider.
Learn about the contractors they may use for the necessary structural estimates. Try to learn if the public adjuster somehow may be receiving a "kickback" from contractors, if the contractor is hired by you.
Feel free to get your own contractor or additional contractor bids.
Ask questions to see if the public adjuster knows his/her craft.
Never pay public insurance adjuster fees upfront.
You will be up against an insurance company that is motivated to underpay or deny your claim. It's good for their bonuses and shareholder bottom line. Hiring a truly experienced and capable public insurance adjuster will put the strength to fully recover In Your Corner.
And, if you are dissatisfied with your insurance settlement, and even if you feel that it was less than you deserve. it doesn't have to stop there. Unity Adjustments Public Adjusters will perform a Free Claim and Settlement evaluation at no obligation. You deserve to Get Fully Paid For ALL You're Owed.
As Firestorms, Hurricanes, and Earthquakes occur, people's homes, buildings, and businesses are destroyed. As communities rebuild, do so with confidence by hiring State-licensed Public Insurance Adjusters. Following such disasters, some individuals try to exploit the conditions. Verify proper licensing with every service provider. When disaster strikes, one's world is turned upside down; and these emergency situations can cause confusion and depression. People let their guard down, becoming more vulnerable, as they just want the situation to be over.
UNITY ADJUSTMENTS first reported this to the U.S. Inspector General.
Journal North an Albuquerque news paper reported on a woman committing fraud after the Cerro Grande Fire in New Mexico.
A criminal complaint affidavit by Don Reince of FEMA said a woman "Medley" who claimed to be Roschelle L. Wallace filed for a disaster loan.
However the affidavit said she lied about her identity and where she lived. The Small Business Association had given the woman $40,000 loan that summer. They later learned the person's Social Security number used had died a few years earlier.